Insurance for the disabled
This is a subject I’m working on now.
Insurers have no problem writing life and disability policies for health
y people.
However, getting insurance for someone who starts as disabled (e.g., autism, brain injury) is a challenge. Certain states make that even more difficult. For example (thank you Governor Christie), it’s illegal in NJ to write certain types of insurance for people on Medicaid. If you’re poor, the state makes it harder to dig yourself out.
However, there are solutions. As an agent, I have to dig to find them. Most consumers wouldn’t know where to look.
Happily, I’ve always enjoyed doing research. It’s my calling.
By the way, there are people who invest in life insurance at age 18, before there’s an opportunity for much to happen to them. They’re smarter than I was. If healthy, they have more options and policies are very low cost.
This is an insurance/health focused blog. I have a related blog at “Crain’s Comments” (vlcrain17.wordpress.com) that addresses a range of additional topics in writing, finance, technology, science and medicine.
Food 03rd Oct 2016 13:43:36 pm
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Hairstyles 03rd Oct 2016 13:43:36 pm
Thanks for giving your ideas. Another thing is that college students have an alternative between fed student loan plus a private student loan where it’s easier to choose student loan consolidation than in the federal education loan.
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