Insurance for the disabled
This is a subject I’m working on now. Insurers have no problem writing life and disability policies for healthy people. However, getting insurance for someone who starts as disabled (e.g., autism, brain injury) is a challenge. Certain states make that even more difficult. For example (thank you Governor Christie),...
Read moreInsurance: Please don’t buy this!
Just because someone offers a product, that’s no reason to buy it. Some just don’t make sense, except perhaps in an alternative universe. The newest entrant in this category is something called “Active Shooter” insurance. These policies first appeared on the market in 2015 and are designed for business...
Read moreHealth Insurance: the Uniquely American Jungle
To paraphrase a quote from a friend, it doesn’t matter who helps you with insurance until it does. There’s no single policy or company that provides “complete” health insurance in the US. Truly complete coverage involves stitching together policies from multiple sources while keeping costs manageable. It’s the insurance...
Read moreMicrocephaly and Politicians
Zika has hit the US. According to the CDC, there are now 279 pregnant women on US soil with Zika (3). That number is likely to skyrocket this summer. Mosquitoes will bite infected women and spread the disease to others. Others will visit infected areas, especially with the Brazil...
Read moreNew Reasons Why You Need a Second Opinion
Ownership interest in dealers of medical devices can encourage doctors to recommend surgeries that are not medically necessary.
Read moreSanity, Finances and Supplemental Insurance
Realistic thinking and an ounce of prevention can give you a happier life. If it sounds simple, it actually is. It’s harder to change one’s mindset than it is to take the actions that are needed. Most Americans, and certainly older ones like me, grew up with several assumptions...
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