Call: (609) 510-3712
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We design a plan or set of complimentary plans that will take care of what you, your family and your employees need within your budget.

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What the media promotes and what you really need to know aren’t necessarily the same thing.  We are here to help educate you.

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Protect Your Family

You work hard for your money, and you’ll need it for education expenses or retirement.  Most people don’t have enough in savings for either.  Why spend more on healthcare than you need?

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The pursuit of life, liberty and happiness depends on your health. The more you know, the better you can live.

new jersey health insurance

Victor Crain - Life and Health Insurance Broker
Life, health, group health, Medicare

Lawrence Township, New Jersey and Las Vegas, Nevada
609-510-3712 and 702-551-9419

I am an independent broker/agent representing more than 20 different insurance carriers. I’m licensed for life and health insurance in California, Florida, Illinois, Maine, Maryland, Nevada, New Jersey, Pennsylvania,  and Virginia.

The foundation of my business is knowledge that goes beyond traditional insurance training. I spent 40 years in market research before I had to reinvent myself to care for a disabled spouse. I bring all of that background to work for each of my clients. That means I will ask questions others may not think to ask, and ferret out information for you that others may not know how to get.

Share your problems and let me help you solve them!

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For Consumers

Helping you minimize costs of health insurance, and providing resources for meeting your needs throughout life:

  • Health insurance, ACA and private
  • Mortgage protection
  • College financing
  • Protecting your family
  • Disability income
  • Retirement income
  • Medicare Supplement and Advantage plans and paying for what Medicare doesn’t
  • Chronic illness, critical illness and long-term care regardless of age

For Businesses

Reducing the costs of providing health insurance for employees in companies with between 2 and 99 employees. The savings can be quite dramatic and a game-changer for your business and your people.

  • Group health insurance – comprehensive and often much lower in cost
  • Life insurance (Key Person, Buyouts, etc.)
  • Travel health insurance
  • Insurance consulting for start-ups

International Travel

Problems can happen anyplace. You need to be prepared. We offer short term medical insurance for international travelers. Coverage can include the cost of medivac back to the US.

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