Discrimination in Healthcare — CRAIN’S COMMENTS

45% of patients with advanced rectal cancer don’t receive the recommended treatment for this disease. Rectal cancer is a problem. Forecasts call for 39,000 new cases of this type of cancer in the US by the end of this year. Rectal cancer is the largest subcategory of colorectal cancer, and is the second leading cause […]

via Discrimination in Healthcare — CRAIN’S COMMENTS

Older Men and the Women Who Love Them, More — CRAIN’S COMMENTS

Cleaning out my mailbox, there was an article on this in Science Daily from earlier this year that’s important for older men and the women who love them to know. Low testosterone levels complicate recovery from hospital stays, according to a study from the University of Texas. Testosterone levels fall in men after age 40 […]

via Older Men and the Women Who Love Them, More — CRAIN’S COMMENTS

Medicare Supplement and Medicare Advantage — Do You Know the Difference?

Do you know anyone turning 65?  Do you know anyone 65 or older who would like help figuring out which insurance options make the most financial sense for them?

Supplements cover medical expenses that basic Medicare doesn’t.  Advantage plans replace the basic Medicare plan and add additional coverage features.

Everyone needs one of these options, and they need not cost a fortune.  However, the choices aren’t one-size-fits-all, and the prices vary between carriers.  It can be confusing.

I can help.  Have them call me.


Companies with less than 25 employees and with employees who make less than $30,000 per year can earn a 50% tax credit if they sign up for health insurance through the Federal SHOP marketplace.  Until 25grinzFEARduckwatchingyou-viDecember 15th, there is no requirement that most employees participate.  If many employees get insurance through spouses or parents, and you have only a couple of workers who need health insurance, you can do it.  However, only until December 15th.

Example:  Say the monthly cost for a Silver level policy for a young single worker is $400 (list price).  You can pay $200.00 if that amount and get a tax credit for $100.00.  Or you can pay $300.00 and get $150.00 tax credit.  The employee pays what you don’t.

If you have a good worker you want to keep, this is a valuable and not-too-expensive way to show appreciation for what he or she does.

If you’re a worker, why isn’t your employer doing this?  You should ask.

If you have questions, call me.